If you are in danger of losing your home to foreclosure, you should contact an Ohio foreclosure defense attorney immediately. That’s true even if your mortgage lender, Wells Fargo, Bank of America, etc., has obtained a final judgment and a sheriff sale of your home has already been scheduled. There are laws in place to protect your rights, and you can still fight back. Here’s what you can do to postpone or stop an Ohio sheriff sale.
Options to Stop an Ohio Sheriff Sale
Obtain a Stay of Sale Motion. You can file a motion asking a state court judge stay the sale.
Seek Bankruptcy. Filing for Chapter 7 or Chapter 13 bankruptcy will generate an Automatic Stay that stops all creditor actions including foreclosure lawsuits and sheriff sales. This is true even if you file for bankruptcy the morning of the scheduled sheriff sale. But please don’t wait until the last minute, contact DannLaw to arrange a no-cost consultation before a foreclosure lawsuit is filed or sheriff sale is scheduled so we can determine which course of action is best for you.
Apply for a Loan Modification. If you apply for a loan modification in Ohio at least 38 days before the date of a sheriff sale your lender must halt the sale and review the application before proceeding. If your loan modification is approved and you begin making payments your lender cannot pursue a foreclosure action or sheriff sale.
Learn more about the OH Sheriff Sale Timeline
Contact the Foreclosure Defense Attorneys at DannLaw
It is important that you contact a foreclosure defense attorney as soon as possible if you are facing an Ohio sheriff sale. DannLaw’s knowledgeable and experienced attorneys have helped hundreds of families stay in their homes. Reach out today for a free consultation so we can discuss your situation and begin fighting for you.