A recent federal appeals court decision may spell “relief” for Americans buried under private student loan debt held by Navient. In a unanimous decision, a three-judge panel of the Court of Appeals for the Fifth Circuit held that Navient private student loans ARE dischargeable in bankruptcy. This decision, to put it mildly, IS A BIG DEAL! We won’t go into the complex legal issues discussed in the Court’s 28-page decision--although you can read it here if you are so inclined:5th cir private … [Read more...] about Federal Appeals Court provides hope for Americans struggling to pay Navient student loans
Understanding HOA Foreclosure In Ohio If you are an Ohioan who lives in a condominium, townhome or a single-family home that is part of a development you may be required to pay dues to a condominium association (COA) or a homeowners’ association (HOA). Falling behind on your dues can lead to serious problems. In most cases, the covenants, conditions and restrictions (CC&Rs) that govern the COA or HOA give the association the right to place a lien on your home. Stay behind, and the … [Read more...] about Does Filing for Bankruptcy Stop an Ohio HOA Foreclosure?
If your house has been foreclosed and sold at a sheriff sale, you may be wondering if the buyer can legally lock you out of your home immediately following the sale. The answer is no. As long as the property has not been abandoned and is sitting vacant, the buyer must go through certain procedures before they can legally evict you and change the locks. In Ohio, this means the buyer must either obtain a Writ of Possession from the sheriff or initiate an eviction action in municipal court. After … [Read more...] about Can I Be Locked Out of My Home After an Ohio Foreclosure?
Understanding Mortgage Forbearance Agreements If you fall behind on your mortgage, your lender may offer alternatives to foreclosure that will enable you to stay in your home. The alternatives can include loan modifications, repayment plans, and forbearance agreements which are specifically designed for borrowers who are having difficulty making their mortgage payments due to temporary problems like unemployment, illness, unexpected medical bills, or other types of financial hardship. Under … [Read more...] about What is a Mortgage Forbearance Agreement?
DannLaw today filed suit against the owners of the Homewood Suites by Hilton hotel located in Mahwah, New Jersey and Hilton Worldwide Holdings, Inc. for repeatedly violating both the Americans with Disabilities Act (ADA) and New Jersey’s anti-discrimination laws. The suit, filed on behalf of Erika Symmonds, alleges that the defendants twice failed to provide ADA-compliant accommodations after confirming that mobility accessible rooms were available at the Mahwah, NJ facility. The pleading in the … [Read more...] about DannLaw files federal lawsuit alleging Homewood Suites by Hilton Mahwah and Hilton Worldwide Holdings repeatedly violated the Americans with Disabilities Act
Attorneys for Cleveland, Ohio-based DannLaw, one of the nation’s leading consumer protection law firms, today filed separate class-action suits in Federal Court against Phoenix Financial Services, LLC and Central Research, Inc. The suits allege that both firms have repeatedly violated the Fair Debt Collections Practices Act (“FDCPA”), the federal law that prohibits debt collectors from engaging in abusive, deceptive and unfair practices. Former Ohio Attorney General and DannLaw founder Marc … [Read more...] about DannLaw files federal class action suit against Phoenix Financial Services, LLC for engaging in “zombie debt” scheme, separate suit claims Central Research, Inc is willfully violating federal consumer protection laws
Former Ohio Attorney General Marc Dann recently asked the members of the Ohio General Assembly to eliminate the criminal statute of limitations for rape and extend the civil statute of limitations for sexual abuse. Atty. Dann who led efforts to strengthen the state's rape, sexual abuse, and sexual predator laws as both a member of the Ohio Senate and Attorney General cited the sexual abuse scandals that have roiled the Catholic Church, U.S. Gymnastics, Penn State, and the Ohio State University … [Read more...] about Attorney Marc Dann calls on General Assembly to change statute of limitations for rape, sexual abuse
How Long Do I Have in My House After a Sheriff Sale? Once the Ohio foreclosure process is over and your home has been sold at a sheriff sale, you are not yet legally required to leave your home. There are a few steps the sheriff, court and new owners must take before you can be evicted. You may also be able to save your home or stay the eviction process. The Ohio Sheriff Sale Eviction Process Once your lender obtains a Final Judgment of Foreclosure, the sheriff sale process will begin: … [Read more...] about Understanding the Ohio Sheriff Sale Eviction Process
If you are buried under a mountain of debt and your phone is ringing constantly with harassing calls from creditors and debt collectors, it may be time to consider filing for bankruptcy. Bankruptcy exists to help you regain control of your life without being weighed down by the nasty side effects of debt, including wage garnishment, mounting late fees, interest charges and unpleasant phone calls and letters. There are two major types of consumer bankruptcy filings: Chapter 7 and Chapter 13. It … [Read more...] about What is the Ohio Chapter 7 Bankruptcy Income Limit?
If you or someone you know has been victimized please contact DannLaw by email or call 216-452-1028 today. Buca di Beppo, Earl of Sandwich, Planet Hollywood, Chicken Guy, Mixology or Tequila Taqueria Data Breach The Earl Restaurant Group just announced that that cyberthieves gained access to debit and credit card information of 2,000,000 people who visited Buca di Beppo, Earl of Sandwich, Planet Hollywood, Chicken Guy, Mixology or Tequila Taqueria restaurants in the United States between … [Read more...] about DannLaw is investigating Earl Enterprises data breach, Kona coffee labeling scam, Wells Fargo’s latest scam, victims may be entitled to financial compensation