THIS IS AN URGENT ALERT FOR INDEPENDENT CONTRACTORS OR SELF-EMPLOYED INDIVIDUALS WHO FILED FOR PANDEMIC UNEMPLOYMENT ASSISTANCE BENEFITS IN OHIO: YOUR PERSONAL DATA MAY BE AT RISK! PROTECT YOURSELF AND YOUR FAMILY BY CONTACTING DannLaw TODAY! We just learned that DeLoitte Consulting allowed unauthorized persons to view and access the social security numbers, names, addresses, and other personal and financial information of independent contractors and self-employed Ohioans who filed … [Read more...] about URGENT ALERT FOR INDEPENDENT CONTRACTORS OR SELF-EMPLOYED INDIVIDUALS WHO FILED FOR PANDEMIC UNEMPLOYMENT ASSISTANCE BENEFITS IN OHIO!
Since the COVID-19 emergency began DannLaw has issued regular updates featuring important information and advice for homeowners struggling to make their mortgage payments because they have lost jobs or been laid-off as a result of the crisis. As we’ve noted numerous times people with federally-backed loans are eligible for various types of relief under the CARES Act including a prohibition on foreclosures, an automatic 90-day payment suspension, and up to one year of forbearance. If used … [Read more...] about Bank, servicer mistakes plagues mortgage forbearance program, Wells Fargo among offenders
Join DannLaw founder Marc Dann as he discusses the problems plaguing the Paycheck Protection Program, when and how to access information about mortgage forbearance and other relief programs, and the Trump Administration's perversion of the CFPB. If you need help or advice please call 877-475-8100 or email firstname.lastname@example.org to schedule a no-cost consultation https://www.facebook.com/fightforconsumers/videos/2491221337874893/ … [Read more...] about DannLaw Covid-19 Video Update #9
As we’ve mentioned in a couple of our COVID-19 updates, under the CARES Act renters who live in “covered properties” as defined by the law may not be evicted for non-payment of rent for 120 days retroactive to March 27, 2020. Landlords are also prohibited from imposing fees, penalties, or other charges for non-payment of rent during the moratorium period and they must provide tenants with a 30-day notice of their intent to evict when the moratorium ends. We’re glad this protection exists, but … [Read more...] about Questions about evictions–the feds are finally providing some answers.
If there is one thing homeowners, consumers, and small business owners need from the federal government, their banks and mortgage servicers as they attempt to make sound financial decisions in the midst of the coronavirus crisis is reliable information. Of course, that’s exactly what they’re not getting. So in this ninth edition of DannLaw’s Covid-19 updates I’ll try once again to fill the knowledge gap and clear the confusion surrounding the multiple aid packages that have been enacted by … [Read more...] about DannLaw COVID-19 Update 9–knowledge is power
I was mildly enthusiastic about the CARES Act immediately after it was passed because it appeared to be substantially different from the stimulus plan crafted by the federal government during the Great Recession of 2008. That package funneled trillions of dollars to the big banks and Wall Street speculators whose unfettered greed nearly destroyed the world’s financial system but did relatively little to help working and middle-class families devastated by the collapse of the housing market. … [Read more...] about COVID-19 Update 8: Thoughts on the CARES Act, Planning for life after the pandemic
Many of our clients are still sorting through the various types of assistance offered via the CARES Act and the various executive orders signed by the President and the governor of the state in which they live. But learning about the programs and benefits that are now available is only half the equation. The other: deciding whether it’s in your best interest to take advantage of them. Making those decisions won’t be easy. The CARES Act itself is more than 800 pages long and the rules and … [Read more...] about DannLaw Covid-19 Update 7
Join DannLaw founder Atty. Marc Dann as he discusses the provisions of the CARES Act and offers advice on paying bills, dealing with creditors, mortgage forbearance, credit reporting, how to make sure your relationship survives the crisis, and scam artists who are already using the CARES Act to cheat consumers. … [Read more...] about DannLaw Covid-19 video update for April 5, 2020
Now that we’ve had additional time to review the CARES Act, we would like to share some clarifications and observations along with advice about how to deal with bills and other financial obligations that may be coming due on April 1. Here are some things to consider about paying your bills: 1. Pay your bills if you can. You should take advantage of options that allow you to delay making payments if you need to, not just because they are available. 2. If you don’t have enough money to make … [Read more...] about DannLaw Update Number 6 on Corona Virus: Observations and Clarifications re the CARES Act
I’ve been involved in politics and government for over 40 years and I can say definitively that I have not seen legislation that offers as much direct and immediate relief to distressed consumers, borrowers, small business owners and tenants as the Covid-19 stimulus package, known as the CARES Act that Congress passed on Friday, March 27. You can read an analysis of the bill here. You can read the legislation in its entirety here. While I’m generally pleased with the CARES Act, I do have … [Read more...] about DannLaw Update on Covid-19 CARES Act passed by Congress and signed by the President